If you are one of these excessively overweight people who has tried every diet and exercise program possible to lose weight and has not been able to, then lap-band may be an option for you. However, before you have the surgery performed, it is important to know how much it costs and whether or not your insurance covers it.
When you are having your lap-band surgery, there are several things that you need to consider, one of the biggest is the cost of the surgery, which not only includes the procedure itself, but also all the other costs associated with it. These costs could include co-pays, specialists, lab tests, prescriptions, and other unforeseen contingencies. There are other things that could happen that affect the cost of your procedure, including your location, any accrued travel expenses, type of facility the surgery is performed in, and the type of insurance you have. The average lap-band surgery procedure costs between $10,000 and $30,000. It is good to know exactly what you are paying for when you are quoted the price.
Once you know exactly what it should cost, you need to find out whether or not your insurance covers the procedure. If you happen to have your insurance provided by your employer it is likely that your procedure is covered because they want you to be a healthy more productive employer. It that is the case for you, you may only need to pay the out of pocket costs, which are often any testing that you need to have beforehand and the deductible or co-pays.
To know for sure that your insurance works, check with them personally to see if they have any specific requirements that you need to follow before the surgery is performed. These may include the requirements of a diet that is supervised by your physician after the surgery is done, a letter of necessity from your physician, or possibly even an evaluation by a psychologist. This can be done by calling your insurance company direct, checking their website, or checking the paperwork that comes annually from your insurance company, which must specifically include lap-band surgery.
Once you have figured out whether you are a good candidate for the lap-band procedure, you know the costs, and you know that your insurance will help you cover it, you can proceed. You can now be well on your way to begin your new lighter you.
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